Anup Roy &Amp; Hamsini Karthik

Stories by Anup Roy &Amp; Hamsini Karthik

RBI's intervention drives down 10-year bond yields to 6% level

RBI's intervention drives down 10-year bond yields to 6% level

Rediff.com   11 Feb 2021

The central bank bought the 10-year bonds at 50 paise above the prevailing rate, and brought down the yields from 6.08 per cent to 6 per cent mark.

RBI to buy bonds worth Rs 20,000 crore via open market operations on Feb 10

RBI to buy bonds worth Rs 20,000 crore via open market operations on Feb 10

Rediff.com   9 Feb 2021

However, the RBI is still not in a mood to issue an OMO calendar, which was the expectation in some sections of the market.

Company Watch: Emami, Shriram Transport, Lupin

Company Watch: Emami, Shriram Transport, Lupin

Rediff.com   8 Feb 2021

Check out some of the stocks that will react on the basis of their numbers in the near term.

Does India need a Bad Bank?

Does India need a Bad Bank?

Rediff.com   3 Feb 2021

'The concern that the bad bank may create a moral hazard for the system is extremely valid.'

Budget cuts revenue expenditure on welfare schemes, salary, pension

Budget cuts revenue expenditure on welfare schemes, salary, pension

Rediff.com   2 Feb 2021

The continuing fiscal stimulus is heavily tilted towards capex, to the extent that it chips away a part of revenue spending. Accounting for other areas of revenue expenditure, such as salaries, pensions, subsidies and defence (committed spend), the room to spend on welfare schemes, health and education will narrow in FY22.

RBI to crack whip on recovery agents, calls for restricting messaging apps

RBI to crack whip on recovery agents, calls for restricting messaging apps

Rediff.com   28 Jan 2021

Digital lending apps extend small amounts at exorbitant rates. Payment delays invite messages to customer or close family members, often with sensitive information such as Aadhaar and PAN Card scans.

Centre, states team up with RBI, Big Tech to fight Chinese lending apps

Centre, states team up with RBI, Big Tech to fight Chinese lending apps

Rediff.com   22 Jan 2021

A user just needs to download any app floated by such fraudsters and apply for instant loans. These apps are mainly concentrated on Google Play considering the reach and popularity of Android systems.

Retail and SME loans set for litmus test in 2021

Retail and SME loans set for litmus test in 2021

Rediff.com   21 Jan 2021

Banks such as IndusInd Bank, Federal Bank, DCB Bank and Axis Bank which have renewed their focus on secured loans may be, hence, walking on a tightrope.

Cash was king in 2020 even as digital transactions increased

Cash was king in 2020 even as digital transactions increased

Rediff.com   20 Jan 2021

The hoarding of cash accentuated from the very start of 2020, when the coronavirus pandemic started taking hold the world over, and fear of the pandemic prodded people to remain liquid for emergency use.

10 large caps for good returns in 2021

10 large caps for good returns in 2021

Rediff.com   15 Jan 2021

Investment in market leaders with a safety-first approach could yield reasonable returns across sectors.

Why the bid war for DHFL may well end up being a curse for the winner

Why the bid war for DHFL may well end up being a curse for the winner

Rediff.com   8 Jan 2021

While the lender has Rs 17,000 crore of retail assets and land parcels in Juhu, Borivali, Worli, and Chembur in Mumbai, there may be a disconnect between the quality of DHFL's books and the value bidders ascribe to it.

If it ain't broke, don't fix it: RBI working paper on 4% inflation target

If it ain't broke, don't fix it: RBI working paper on 4% inflation target

Rediff.com   5 Jan 2021

The paper seems to be suggesting strongly that the tight target range be maintained even as the central bank is all set to miss the target range for three consecutive quarters because of the Covid crisis.

Airlines seek easier loan restructuring norms

Airlines seek easier loan restructuring norms

Rediff.com   4 Jan 2021

For any airline to be eligible for restructuring, the current ratio has to be equal to or higher than 0.4, while 'debt to Ebitda' has to be equal to or less than 5.5.

I-Pru Life: Retail focused portfolio, no investment risks augur well

I-Pru Life: Retail focused portfolio, no investment risks augur well

Rediff.com   4 Jan 2021

The life insurer tinkered with its business strategy - raised the share of protection plans and reduced dependency on ULIPs in the past four years.

'Under him, the RBI delivered strong, timely, and decisive policy initiatives'

'Under him, the RBI delivered strong, timely, and decisive policy initiatives'

Rediff.com   2 Jan 2021

Economists praise Das for his pragmatism and willingness to face challenges head on. And in doing so with the finesse of an able administrator.

Frauds decline in banking system as RBI increases supervision

Frauds decline in banking system as RBI increases supervision

Rediff.com   31 Dec 2020

According to the Trends and Progress Report of the RBI, 98 per cent of frauds in terms of value were related to loans, and their occurrence was spread over several previous years.

Why RBI wants rupee to remain weak for some more time

Why RBI wants rupee to remain weak for some more time

Rediff.com   24 Dec 2020

The RBI governor is focused on growth, and keeping rupee slightly depreciated is part of that 'Atmanirbhar Bharat' strategy.

ATM-isation of banking is here

ATM-isation of banking is here

Rediff.com   22 Dec 2020

But what do banks gain by opening their apps for all? The answer -- rival bank's customers under their fold.

Are PSBs mispriced stocks or value trap?

Are PSBs mispriced stocks or value trap?

Rediff.com   21 Dec 2020

Reports suggest state-owned banks have lapped up Rs 40,000 crore, so far, using both bonds and equity instruments. The question, though, is whether there will be a perceptional change for PSB stocks.

Why PEs may be better source of capital for banks

Why PEs may be better source of capital for banks

Rediff.com   16 Dec 2020

India may adopt norms similar to the US Federal Reserve model, which regulates conglomerate-led banks in the country.